How to Check Bank Account Balance Online – Step-by-Step Guide

Checking your bank account balance online helps you keep track of your finances without visiting a bank branch. Most banks in India provide multiple online and offline methods to check account balance using mobile phones and internet services. This guide explains how to check bank account balance online in simple steps.

If you face issues accessing your debit card or PIN, you may first need to reset ATM PIN online to use banking services smoothly.

Ways to Check Bank Account Balance Online

• Mobile banking app
• Internet banking
• SMS banking
• Missed call service

Check Bank Account Balance Using Mobile Banking App

Step 1: Install Bank’s Official App

Download your bank’s official mobile banking app from the app store and log in using your credentials.

Step 2: Login to Your Account

Use your customer ID, MPIN, or biometric login to access your account.

Step 3: View Account Balance

Your account balance will be displayed on the dashboard or account summary section.

Check Bank Account Balance Using Internet Banking

Visit your bank’s official internet banking website and log in. Once logged in, you can view your account balance and recent transactions.

Check Bank Balance Using Missed Call Service

Many banks offer missed call services to check account balance. Give a missed call from your registered mobile number to the bank’s balance enquiry number. You will receive an SMS with your account balance details.

Check Bank Balance Using SMS Banking

Send a predefined SMS from your registered mobile number to the bank’s SMS banking number. The balance details will be sent via SMS.

Things Required to Check Bank Balance Online

• Registered mobile number
• Active bank account
• Mobile or internet connection

Common Issues While Checking Bank Account Balance

• Mobile number not registered with bank
• Internet connectivity issues
• App or website temporarily unavailable

Conclusion

Checking bank account balance online is quick and convenient. Use official banking apps and services to keep your financial information secure and up to date.

For identity verification during banking services, ensure your documents are updated. You may also need to update Aadhaar address online to avoid service interruptions.