How to Check Bank Account Balance Without Mobile App

You do not always need a mobile banking app to check your bank account balance. Banks in India provide multiple methods such as missed call, SMS, ATM, and net banking. This guide explains all available options step by step.

1. Check Balance Using Missed Call

Most banks provide a missed call service linked to your registered mobile number. You simply dial the bank’s balance enquiry number and disconnect the call. The bank sends an SMS with your account balance.

Requirements

• Registered mobile number
• Active mobile network

2. Check Balance Through SMS Banking

Banks also allow balance enquiry through SMS. You send a specific keyword message to the bank’s official number. Within seconds you receive balance details.

3. Check Balance at ATM

You can visit any ATM and choose “Balance Enquiry”. The machine displays your available balance and prints a receipt.

4. Check Balance via Net Banking

Log in to your bank’s website using customer ID and password. The dashboard shows account balance and transaction details.

5. Passbook Update Method

Updating passbook at bank branch or kiosk also shows your current balance. This method works even without phone or internet.

When Mobile App Is Not Needed

• Phone storage is full
• No smartphone available
• Internet not working
• Temporary quick check required

If your ATM transaction failed earlier, you may also read what to do when money is deducted but transaction fails.

Safety Tips

• Never share OTP or PIN
• Use official bank numbers only
• Avoid public Wi-Fi for net banking

Conclusion

Checking bank balance without an app is easy and convenient. Missed call and SMS methods are the fastest options, while ATM and net banking provide more details. Choose the method that suits your situation.